:root {
    --ifs-navy: #1A6694;
    --ifs-navy-50: #EFF6FB;
    --ifs-navy-100: #D6E9F4;
    --ifs-navy-200: #A8CFE5;
    --ifs-navy-300: #75B2D2;
    --ifs-navy-400: #3E8DB9;
    --ifs-navy-500: #1A6694;
    --ifs-navy-600: #15547B;
    --ifs-navy-700: #114462;
    --ifs-navy-800: #0D334A;
    --ifs-navy-900: #092231;

    --ifs-gold: #F1A900;
    --ifs-gold-50: #FFF9EC;
    --ifs-gold-100: #FEF0C7;
    --ifs-gold-200: #FCDF8E;
    --ifs-gold-300: #F8C952;
    --ifs-gold-400: #F4B826;
    --ifs-gold-500: #F1A900;
    --ifs-gold-600: #C98C00;
    --ifs-gold-700: #9B6B00;
    --ifs-gold-800: #694700;
    --ifs-gold-900: #3A2700;

    --ifs-green: #2F6D3C;
    --ifs-green-50: #F0F5F0;
    --ifs-green-100: #D4E5D8;
    --ifs-green-200: #A9CBAF;
    --ifs-green-300: #74AB7F;
    --ifs-green-400: #4A8A56;
    --ifs-green-500: #2F6D3C;
    --ifs-green-600: #265731;
    --ifs-green-700: #1D4226;
    --ifs-green-800: #142C1A;
    --ifs-green-900: #0B170E;

    --ifs-ink: #0F172A;
    --ifs-ink-2: #334155;
    --ifs-ink-3: #475569;
    --ifs-muted: #64748B;
    --ifs-line: #E2E8F0;
    --ifs-surface: #F8FAFC;
    --ifs-bg: #FFFFFF;
    --ifs-danger: #DC2626;
    --ifs-success: #16A34A;

    --ifs-space-0: 0;
    --ifs-space-05: 0.25rem;
    --ifs-space-1: 0.5rem;
    --ifs-space-2: 1rem;
    --ifs-space-3: 1.5rem;
    --ifs-space-4: 2rem;
    --ifs-space-5: 2.5rem;
    --ifs-space-6: 3rem;
    --ifs-space-8: 4rem;
    --ifs-space-10: 5rem;
    --ifs-space-12: 6rem;
    --ifs-radius-xs: 4px;
    --ifs-radius-sm: 6px;
    --ifs-radius-md: 10px;
    --ifs-radius-lg: 16px;
    --ifs-radius-xl: 24px;
    --ifs-radius-full: 999px;

    --ifs-fs-xs: 0.75rem;
    --ifs-fs-sm: 0.875rem;
    --ifs-fs-base: 1rem;
    --ifs-fs-lg: 1.125rem;
    --ifs-fs-xl: 1.25rem;
    --ifs-fs-2xl: 1.5rem;
    --ifs-fs-3xl: 2rem;
    --ifs-fs-4xl: 2.5rem;
    --ifs-fs-5xl: 3.5rem;
    --ifs-fs-6xl: 4.5rem;

    --ifs-fw-regular: 400;
    --ifs-fw-medium: 500;
    --ifs-fw-semibold: 600;
    --ifs-fw-bold: 700;
    --ifs-fw-extrabold: 800;
    --ifs-fw-black: 900;

    --ifs-lh-tight: 1.15;
    --ifs-lh-snug: 1.3;
    --ifs-lh-normal: 1.55;
    --ifs-lh-relaxed: 1.75;

    --ifs-tracking-tight: -0.02em;
    --ifs-tracking-normal: 0;
    --ifs-tracking-wide: 0.02em;

    --ifs-shadow-xs: 0 1px 2px rgba(15, 23, 42, 0.06);
    --ifs-shadow-sm: 0 2px 6px rgba(15, 23, 42, 0.06), 0 1px 2px rgba(15, 23, 42, 0.04);
    --ifs-shadow-md: 0 10px 20px -6px rgba(15, 23, 42, 0.10), 0 4px 8px -2px rgba(15, 23, 42, 0.06);
    --ifs-shadow-lg: 0 20px 30px -10px rgba(15, 23, 42, 0.14), 0 10px 14px -4px rgba(15, 23, 42, 0.08);
    --ifs-shadow-xl: 0 30px 60px -20px rgba(15, 23, 42, 0.22), 0 14px 28px -8px rgba(15, 23, 42, 0.12);
    --ifs-shadow-gold: 0 12px 28px -10px rgba(241, 169, 0, 0.45);
    --ifs-shadow-navy: 0 18px 40px -18px rgba(26, 102, 148, 0.55);

    --ifs-ease: cubic-bezier(0.22, 1, 0.36, 1);
    --ifs-dur-fast: 160ms;
    --ifs-dur-base: 240ms;
    --ifs-dur-slow: 420ms;

    --section-py: 4rem;
    --container-max: 1200px;
    --container-narrow: 920px;
}

@media (min-width: 768px) {
    :root { --section-py: 5rem; }
}
@media (min-width: 1024px) {
    :root { --section-py: 6.5rem; }
}

html { scroll-behavior: smooth; }
body {
    font-family: 'Inter', 'Hind Siliguri', ui-sans-serif, system-ui, sans-serif;
    color: var(--ifs-ink);
    background: var(--ifs-bg);
    line-height: var(--ifs-lh-normal);
    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
}

h1, h2, h3, h4, h5, h6 {
    color: var(--ifs-ink);
    font-weight: var(--ifs-fw-bold);
    letter-spacing: var(--ifs-tracking-tight);
    line-height: var(--ifs-lh-tight);
    margin: 0 0 var(--ifs-space-2);
}
h1 { font-size: clamp(2rem, 4.4vw, 3.5rem); font-weight: var(--ifs-fw-extrabold); }
h2 { font-size: clamp(1.75rem, 3.2vw, 2.75rem); font-weight: var(--ifs-fw-extrabold); }
h3 { font-size: clamp(1.35rem, 2vw, 1.85rem); font-weight: var(--ifs-fw-bold); }
h4 { font-size: clamp(1.15rem, 1.6vw, 1.35rem); font-weight: var(--ifs-fw-semibold); }
p { color: var(--ifs-ink-2); margin-bottom: var(--ifs-space-2); }
a { color: var(--ifs-navy-600); transition: color var(--ifs-dur-fast) var(--ifs-ease); text-decoration: none; }
a:hover { color: var(--ifs-navy); }

.ifs-container,
.ifs-container-narrow {
    width: 100%;
    margin-left: auto;
    margin-right: auto;
    padding-left: var(--ifs-space-2);
    padding-right: var(--ifs-space-2);
}
.ifs-container { max-width: var(--container-max); }
.ifs-container-narrow { max-width: var(--container-narrow); }
@media (min-width: 640px) {
    .ifs-container, .ifs-container-narrow { padding-left: var(--ifs-space-3); padding-right: var(--ifs-space-3); }
}
@media (min-width: 1024px) {
    .ifs-container, .ifs-container-narrow { padding-left: var(--ifs-space-4); padding-right: var(--ifs-space-4); }
}

.ifs-section {
    padding-top: var(--section-py);
    padding-bottom: var(--section-py);
    position: relative;
}
.ifs-section--surface { background: var(--ifs-surface); }
.ifs-section--navy { background: linear-gradient(180deg, var(--ifs-navy-600) 0%, var(--ifs-navy-800) 100%); color: #fff; }
.ifs-section--navy h1, .ifs-section--navy h2, .ifs-section--navy h3, .ifs-section--navy h4 { color: #fff; }
.ifs-section--navy p { color: var(--ifs-navy-100); }

.ifs-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--ifs-fs-sm);
    font-weight: var(--ifs-fw-semibold);
    letter-spacing: var(--ifs-tracking-wide);
    text-transform: uppercase;
    color: var(--ifs-navy);
    margin-bottom: var(--ifs-space-2);
}
.ifs-eyebrow::before {
    content: "";
    width: 2.25rem;
    height: 2px;
    background: var(--ifs-gold);
    border-radius: 2px;
}
.ifs-section--navy .ifs-eyebrow { color: var(--ifs-gold-200); }
.ifs-section--navy .ifs-eyebrow::before { background: var(--ifs-gold); }

.ifs-heading-block {
    max-width: 720px;
    margin: 0 auto var(--ifs-space-6);
    text-align: center;
}
.ifs-heading-block--left { text-align: left; margin-left: 0; }
.ifs-heading-block .ifs-subheading {
    color: var(--ifs-muted);
    font-size: var(--ifs-fs-lg);
    line-height: var(--ifs-lh-relaxed);
    margin: 0;
}
.ifs-accent-bar {
    width: 56px;
    height: 4px;
    background: linear-gradient(90deg, var(--ifs-gold) 0%, var(--ifs-navy) 100%);
    border-radius: 2px;
    margin: var(--ifs-space-2) auto var(--ifs-space-3);
}
.ifs-heading-block--left .ifs-accent-bar { margin-left: 0; }

.ifs-btn,
.ifs-btn:visited {
    --btn-bg: var(--ifs-navy);
    --btn-fg: #fff;
    --btn-hover-bg: var(--ifs-navy-600);
    --btn-hover-fg: #fff;
    --btn-ring: rgba(26, 102, 148, 0.28);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.55rem;
    border: 1px solid transparent;
    border-radius: var(--ifs-radius-md);
    padding: 0.8rem 1.45rem;
    font-weight: var(--ifs-fw-semibold);
    font-size: var(--ifs-fs-base);
    line-height: 1;
    cursor: pointer;
    background: var(--btn-bg);
    color: var(--btn-fg);
    box-shadow: var(--ifs-shadow-sm);
    transition: transform var(--ifs-dur-fast) var(--ifs-ease),
                background var(--ifs-dur-base) var(--ifs-ease),
                color var(--ifs-dur-base) var(--ifs-ease),
                box-shadow var(--ifs-dur-base) var(--ifs-ease),
                border-color var(--ifs-dur-base) var(--ifs-ease);
    white-space: nowrap;
    text-decoration: none;
    user-select: none;
}
.ifs-btn:hover {
    transform: translateY(-1px);
    background: var(--btn-hover-bg);
    color: var(--btn-hover-fg);
    box-shadow: var(--ifs-shadow-md);
}
.ifs-btn:active { transform: translateY(0); }
.ifs-btn:focus-visible {
    outline: none;
    box-shadow: 0 0 0 4px var(--btn-ring), var(--ifs-shadow-md);
}
.ifs-btn--sm { padding: 0.55rem 1rem; font-size: var(--ifs-fs-sm); border-radius: var(--ifs-radius-sm); }
.ifs-btn--lg { padding: 1rem 1.85rem; font-size: var(--ifs-fs-lg); border-radius: var(--ifs-radius-lg); }

.ifs-btn--navy { --btn-bg: var(--ifs-navy); --btn-fg: #fff; --btn-hover-bg: var(--ifs-navy-700); --btn-ring: rgba(26,102,148,0.28); box-shadow: var(--ifs-shadow-navy); }
.ifs-btn--navy:hover { box-shadow: 0 24px 46px -20px rgba(26,102,148,0.7); }

.ifs-btn--gold { --btn-bg: var(--ifs-gold); --btn-fg: var(--ifs-ink); --btn-hover-bg: var(--ifs-gold-600); --btn-hover-fg: #fff; --btn-ring: rgba(241,169,0,0.32); box-shadow: var(--ifs-shadow-gold); }
.ifs-btn--gold:hover { color: #fff; }

.ifs-btn--ghost {
    --btn-bg: transparent;
    --btn-fg: var(--ifs-navy);
    --btn-hover-bg: var(--ifs-navy-50);
    --btn-hover-fg: var(--ifs-navy-700);
    --btn-ring: rgba(26,102,148,0.2);
    border-color: var(--ifs-line);
    box-shadow: none;
}
.ifs-btn--ghost:hover { border-color: var(--ifs-navy-200); }

.ifs-btn--white-ghost {
    --btn-bg: transparent;
    --btn-fg: #fff;
    --btn-hover-bg: rgba(255,255,255,0.1);
    --btn-hover-fg: #fff;
    --btn-ring: rgba(255,255,255,0.25);
    border-color: rgba(255,255,255,0.4);
    box-shadow: none;
}
.ifs-btn--white-ghost:hover { border-color: #fff; }

.ifs-hero {
    position: relative;
    padding-top: 6.5rem;
    padding-bottom: var(--ifs-space-10);
    overflow: hidden;
    background-image: var(--hero-bg, none),
                      radial-gradient(1200px 420px at 15% -10%, var(--ifs-navy-50) 0%, transparent 60%),
                      radial-gradient(900px 360px at 100% 20%, rgba(241,169,0,0.12) 0%, transparent 55%);
    background-color: #fff;
    background-size: cover, auto, auto;
    background-position: center, 0 0, 0 0;
    background-repeat: no-repeat;
}
.ifs-hero--dark {
    background-image: var(--hero-bg, none),
                      radial-gradient(1100px 420px at 10% -10%, rgba(255,255,255,0.08) 0%, transparent 60%),
                      radial-gradient(900px 360px at 100% 15%, rgba(241,169,0,0.22) 0%, transparent 55%),
                      linear-gradient(160deg, var(--ifs-navy-700) 0%, var(--ifs-navy-900) 100%);
    background-color: var(--ifs-navy-900);
    background-size: cover, auto, auto, auto;
    background-position: center, 0 0, 0 0, 0 0;
    background-repeat: no-repeat;
    color: #fff;
}
.ifs-hero--dark h1, .ifs-hero--dark h2 { color: #fff; }
.ifs-hero--dark p { color: var(--ifs-navy-100); }
.ifs-hero__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--ifs-space-5);
    align-items: center;
}
@media (min-width: 992px) {
    .ifs-hero__inner { grid-template-columns: 1.1fr 0.9fr; gap: var(--ifs-space-8); }
}
.ifs-hero__eyebrow {
    display: inline-flex; align-items: center; gap: 0.6rem;
    padding: 0.45rem 0.9rem;
    border-radius: var(--ifs-radius-full);
    background: #fff;
    border: 1px solid var(--ifs-line);
    box-shadow: var(--ifs-shadow-xs);
    color: var(--ifs-navy-700);
    font-weight: var(--ifs-fw-semibold);
    font-size: var(--ifs-fs-sm);
    margin-bottom: var(--ifs-space-3);
}
.ifs-hero__eyebrow::before {
    content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--ifs-gold);
    box-shadow: 0 0 0 4px rgba(241,169,0,0.18);
}
.ifs-hero--dark .ifs-hero__eyebrow {
    background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.18); color: var(--ifs-gold-200);
}
.ifs-hero__title {
    font-size: clamp(2.2rem, 5vw, 3.9rem);
    letter-spacing: var(--ifs-tracking-tight);
    margin-bottom: var(--ifs-space-3);
}
.ifs-hero__title em {
    font-style: normal;
    background: linear-gradient(90deg, var(--ifs-navy), var(--ifs-gold-600));
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}
.ifs-hero--dark .ifs-hero__title em {
    background: linear-gradient(90deg, var(--ifs-gold-200), var(--ifs-gold-500));
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}
.ifs-hero__lead {
    font-size: clamp(1rem, 1.5vw, 1.15rem);
    color: var(--ifs-ink-3);
    line-height: var(--ifs-lh-relaxed);
    margin-bottom: var(--ifs-space-4);
    max-width: 58ch;
}
.ifs-hero--dark .ifs-hero__lead { color: rgba(255,255,255,0.84); }
.ifs-hero__cta { display: flex; flex-wrap: wrap; gap: var(--ifs-space-2); }
.ifs-hero__media {
    position: relative;
    border-radius: var(--ifs-radius-xl);
    overflow: hidden;
    aspect-ratio: 4 / 3;
    background: linear-gradient(135deg, var(--ifs-navy-100), var(--ifs-gold-100));
    box-shadow: var(--ifs-shadow-xl);
}
.ifs-hero__media img {
    width: 100%; height: 100%; object-fit: cover; display: block;
}
.ifs-hero__media::after {
    content: "";
    position: absolute; inset: 0;
    background: linear-gradient(180deg, transparent 40%, rgba(9, 34, 49, 0.22) 100%);
    pointer-events: none;
}
.ifs-hero__stat-badge {
    position: absolute; left: -16px; bottom: -16px;
    background: #fff; border-radius: var(--ifs-radius-lg);
    padding: var(--ifs-space-2) var(--ifs-space-3);
    box-shadow: var(--ifs-shadow-lg);
    display: flex; align-items: center; gap: var(--ifs-space-2);
    max-width: 260px;
}
.ifs-hero__stat-badge .n {
    font-size: var(--ifs-fs-3xl); font-weight: var(--ifs-fw-extrabold);
    color: var(--ifs-navy); line-height: 1;
}
.ifs-hero__stat-badge .l { font-size: var(--ifs-fs-sm); color: var(--ifs-muted); line-height: 1.25; }
@media (max-width: 767px) {
    .ifs-hero__stat-badge { left: 12px; bottom: 12px; }
}

.ifs-stat-card {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    padding: var(--ifs-space-4);
    box-shadow: var(--ifs-shadow-sm);
    transition: transform var(--ifs-dur-base) var(--ifs-ease), box-shadow var(--ifs-dur-base) var(--ifs-ease), border-color var(--ifs-dur-base) var(--ifs-ease);
    position: relative;
    overflow: hidden;
}
.ifs-stat-card::before {
    content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--ifs-navy), var(--ifs-gold));
    transform: scaleX(0); transform-origin: left;
    transition: transform var(--ifs-dur-slow) var(--ifs-ease);
}
.ifs-stat-card:hover { transform: translateY(-4px); box-shadow: var(--ifs-shadow-lg); border-color: var(--ifs-navy-100); }
.ifs-stat-card:hover::before { transform: scaleX(1); }
.ifs-stat-card__value {
    font-size: clamp(2rem, 3vw, 2.75rem);
    font-weight: var(--ifs-fw-extrabold);
    color: var(--ifs-navy);
    line-height: 1;
    margin-bottom: var(--ifs-space-1);
    letter-spacing: var(--ifs-tracking-tight);
}
.ifs-stat-card__label {
    color: var(--ifs-muted);
    font-weight: var(--ifs-fw-medium);
    font-size: var(--ifs-fs-sm);
    letter-spacing: var(--ifs-tracking-wide);
    text-transform: uppercase;
}
.ifs-stat-card__note { color: var(--ifs-ink-3); font-size: var(--ifs-fs-sm); margin-top: var(--ifs-space-1); }

.ifs-card-base {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    box-shadow: var(--ifs-shadow-sm);
    transition: transform var(--ifs-dur-base) var(--ifs-ease), box-shadow var(--ifs-dur-base) var(--ifs-ease), border-color var(--ifs-dur-base) var(--ifs-ease);
    display: flex;
    flex-direction: column;
    height: 100%;
}
.ifs-card-base:hover {
    transform: translateY(-6px);
    box-shadow: var(--ifs-shadow-lg);
    border-color: var(--ifs-navy-100);
}

.ifs-card-media {
    position: relative;
    aspect-ratio: 16 / 10;
    overflow: hidden;
    border-radius: var(--ifs-radius-lg) var(--ifs-radius-lg) 0 0;
    background: linear-gradient(135deg, var(--ifs-navy-100), var(--ifs-gold-100));
}
.ifs-card-media img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform var(--ifs-dur-slow) var(--ifs-ease); }
.ifs-card-base:hover .ifs-card-media img { transform: scale(1.05); }
.ifs-card-tag {
    position: absolute; top: var(--ifs-space-2); left: var(--ifs-space-2);
    display: inline-flex; align-items: center; gap: 0.35rem;
    padding: 0.35rem 0.75rem;
    background: rgba(255,255,255,0.96);
    border-radius: var(--ifs-radius-full);
    font-size: var(--ifs-fs-xs);
    font-weight: var(--ifs-fw-semibold);
    color: var(--ifs-navy-700);
    box-shadow: var(--ifs-shadow-xs);
    letter-spacing: var(--ifs-tracking-wide);
    text-transform: uppercase;
    backdrop-filter: blur(4px);
}
.ifs-card-tag--gold { background: var(--ifs-gold); color: var(--ifs-ink); }

.ifs-card-news__body { padding: var(--ifs-space-3) var(--ifs-space-4) var(--ifs-space-4); display: flex; flex-direction: column; flex: 1; }
.ifs-card-news__meta { display: flex; align-items: center; gap: var(--ifs-space-2); font-size: var(--ifs-fs-xs); color: var(--ifs-muted); margin-bottom: var(--ifs-space-2); }
.ifs-card-news__meta .dot { width: 3px; height: 3px; border-radius: 50%; background: var(--ifs-muted); }
.ifs-card-news__title {
    font-size: var(--ifs-fs-xl); font-weight: var(--ifs-fw-bold); color: var(--ifs-ink);
    line-height: var(--ifs-lh-snug); margin-bottom: var(--ifs-space-2);
    display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden;
}
.ifs-card-news__title a { color: inherit; }
.ifs-card-news__title a:hover { color: var(--ifs-navy); }
.ifs-card-news__excerpt {
    color: var(--ifs-ink-3); font-size: var(--ifs-fs-sm); line-height: var(--ifs-lh-normal);
    margin-bottom: var(--ifs-space-3); flex: 1;
    display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden;
}
.ifs-card-news__readmore {
    display: inline-flex; align-items: center; gap: 0.4rem;
    font-weight: var(--ifs-fw-semibold); color: var(--ifs-navy); font-size: var(--ifs-fs-sm);
}
.ifs-card-news__readmore i { transition: transform var(--ifs-dur-base) var(--ifs-ease); }
.ifs-card-news__readmore:hover i { transform: translateX(4px); }

.ifs-card-benefit {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    padding: var(--ifs-space-5) var(--ifs-space-4);
    box-shadow: var(--ifs-shadow-sm);
    transition: transform var(--ifs-dur-base) var(--ifs-ease), box-shadow var(--ifs-dur-base) var(--ifs-ease);
    height: 100%;
    position: relative;
    z-index: 0;
}
.ifs-card-benefit::after {
    content: ""; position: absolute; inset: 0; border-radius: inherit;
    background: linear-gradient(160deg, rgba(26,102,148,0.04), rgba(241,169,0,0.08));
    opacity: 0; transition: opacity var(--ifs-dur-base) var(--ifs-ease); z-index: -1;
}
.ifs-card-benefit:hover { transform: translateY(-6px); box-shadow: var(--ifs-shadow-lg); }
.ifs-card-benefit:hover::after { opacity: 1; }
.ifs-card-benefit__icon {
    width: 56px; height: 56px; border-radius: var(--ifs-radius-md);
    background: linear-gradient(135deg, var(--ifs-navy-50), var(--ifs-gold-50));
    color: var(--ifs-navy); font-size: 1.55rem;
    display: inline-flex; align-items: center; justify-content: center;
    margin-bottom: var(--ifs-space-3);
    box-shadow: inset 0 0 0 1px var(--ifs-line);
}
.ifs-card-benefit__title {
    font-size: var(--ifs-fs-xl); font-weight: var(--ifs-fw-bold); color: var(--ifs-ink);
    margin-bottom: var(--ifs-space-2); line-height: var(--ifs-lh-snug);
}
.ifs-card-benefit__desc { color: var(--ifs-ink-3); margin: 0; line-height: var(--ifs-lh-relaxed); }

.ifs-card-pillar {
    position: relative;
    border-radius: var(--ifs-radius-xl);
    overflow: hidden;
    aspect-ratio: 4 / 5;
    background: linear-gradient(160deg, var(--ifs-navy-600), var(--ifs-navy-900));
    box-shadow: var(--ifs-shadow-md);
    transition: transform var(--ifs-dur-slow) var(--ifs-ease), box-shadow var(--ifs-dur-slow) var(--ifs-ease);
    color: #fff;
    display: flex;
    align-items: flex-end;
}
.ifs-card-pillar:hover { transform: translateY(-8px); box-shadow: var(--ifs-shadow-xl); }
.ifs-card-pillar > img {
    position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover;
    opacity: 0.65; transition: transform var(--ifs-dur-slow) var(--ifs-ease), opacity var(--ifs-dur-base) var(--ifs-ease);
}
.ifs-card-pillar:hover > img { transform: scale(1.08); opacity: 0.45; }
.ifs-card-pillar__overlay {
    position: absolute; inset: 0;
    background: linear-gradient(180deg, rgba(9,34,49,0) 45%, rgba(9,34,49,0.88) 100%);
}
.ifs-card-pillar__body {
    position: relative; z-index: 1;
    padding: var(--ifs-space-4) var(--ifs-space-4) var(--ifs-space-5);
    width: 100%;
}
.ifs-card-pillar__title {
    color: #fff;
    font-size: var(--ifs-fs-2xl);
    font-weight: var(--ifs-fw-extrabold);
    margin-bottom: var(--ifs-space-1);
    letter-spacing: var(--ifs-tracking-tight);
}
.ifs-card-pillar__kicker {
    color: var(--ifs-gold-200);
    font-weight: var(--ifs-fw-semibold);
    font-size: var(--ifs-fs-xs);
    letter-spacing: var(--ifs-tracking-wide);
    text-transform: uppercase;
    margin-bottom: 0.5rem;
}
.ifs-card-pillar__desc {
    color: rgba(255,255,255,0.82);
    margin: 0 0 var(--ifs-space-3);
    font-size: var(--ifs-fs-sm);
    line-height: var(--ifs-lh-relaxed);
}
.ifs-card-pillar__link {
    display: inline-flex; align-items: center; gap: 0.4rem;
    color: var(--ifs-gold);
    font-weight: var(--ifs-fw-semibold);
    font-size: var(--ifs-fs-sm);
}
.ifs-card-pillar__link i { transition: transform var(--ifs-dur-base) var(--ifs-ease); }
.ifs-card-pillar:hover .ifs-card-pillar__link i { transform: translateX(6px); }

.ifs-cta {
    position: relative;
    padding: var(--ifs-space-8) var(--ifs-space-5);
    border-radius: var(--ifs-radius-xl);
    overflow: hidden;
    background:
        radial-gradient(600px 260px at 100% 0%, rgba(241,169,0,0.22) 0%, transparent 55%),
        radial-gradient(600px 260px at 0% 100%, rgba(255,255,255,0.08) 0%, transparent 55%),
        linear-gradient(160deg, var(--ifs-navy-600) 0%, var(--ifs-navy-800) 100%);
    color: #fff;
    box-shadow: var(--ifs-shadow-navy);
    text-align: center;
}
.ifs-cta h2 { color: #fff; margin-bottom: var(--ifs-space-2); font-size: clamp(1.75rem, 3vw, 2.5rem); }
.ifs-cta p { color: rgba(255,255,255,0.84); margin: 0 auto var(--ifs-space-4); max-width: 60ch; font-size: var(--ifs-fs-lg); line-height: var(--ifs-lh-relaxed); }
.ifs-cta__actions { display: inline-flex; flex-wrap: wrap; gap: var(--ifs-space-2); justify-content: center; }

.ifs-breadcrumb {
    list-style: none;
    padding: var(--ifs-space-1) 0 0;
    margin: 0;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.25rem 0.75rem;
    font-size: var(--ifs-fs-sm);
    color: var(--ifs-muted);
}
.ifs-breadcrumb__item { display: inline-flex; align-items: center; gap: 0.75rem; }
.ifs-breadcrumb__item + .ifs-breadcrumb__item::before {
    content: "/";
    color: var(--ifs-muted);
    opacity: 0.55;
    margin-right: 0.75rem;
}
.ifs-breadcrumb__link { color: var(--ifs-navy-600); font-weight: var(--ifs-fw-medium); }
.ifs-breadcrumb__link:hover { color: var(--ifs-navy); }
.ifs-breadcrumb__current { color: var(--ifs-ink-2); font-weight: var(--ifs-fw-semibold); }

.ifs-tabs {
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    background: #fff;
    box-shadow: var(--ifs-shadow-sm);
    overflow: hidden;
}
.ifs-tabs__list {
    display: flex;
    overflow-x: auto;
    background: var(--ifs-surface);
    border-bottom: 1px solid var(--ifs-line);
    padding: var(--ifs-space-1);
    gap: var(--ifs-space-05);
    scrollbar-width: thin;
}
.ifs-tabs__trigger {
    flex: 0 0 auto;
    padding: 0.65rem 1.05rem;
    border: 0;
    background: transparent;
    color: var(--ifs-ink-3);
    font-weight: var(--ifs-fw-semibold);
    font-size: var(--ifs-fs-sm);
    border-radius: var(--ifs-radius-md);
    cursor: pointer;
    transition: background var(--ifs-dur-fast) var(--ifs-ease), color var(--ifs-dur-fast) var(--ifs-ease);
    white-space: nowrap;
}
.ifs-tabs__trigger:hover { background: #fff; color: var(--ifs-ink-2); }
.ifs-tabs__trigger[aria-selected="true"] {
    background: #fff;
    color: var(--ifs-navy);
    box-shadow: var(--ifs-shadow-xs);
}
.ifs-tabs__panel { padding: var(--ifs-space-4); }
.ifs-tabs__panel[hidden] { display: none; }

.ifs-empty {
    padding: var(--ifs-space-8) var(--ifs-space-4);
    text-align: center;
    background: #fff;
    border: 1px dashed var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    color: var(--ifs-muted);
}
.ifs-empty__icon {
    width: 64px; height: 64px; margin: 0 auto var(--ifs-space-3);
    border-radius: var(--ifs-radius-full);
    background: var(--ifs-surface);
    display: inline-flex; align-items: center; justify-content: center;
    color: var(--ifs-navy);
    font-size: 1.6rem;
    box-shadow: inset 0 0 0 1px var(--ifs-line);
}
.ifs-empty__title { color: var(--ifs-ink); font-size: var(--ifs-fs-xl); font-weight: var(--ifs-fw-bold); margin-bottom: var(--ifs-space-1); }
.ifs-empty__message { color: var(--ifs-ink-3); margin-bottom: var(--ifs-space-3); }

.ifs-grid {
    display: grid;
    gap: var(--ifs-space-4);
    grid-template-columns: repeat(1, minmax(0, 1fr));
}
@media (min-width: 640px) { .ifs-grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 768px) { .ifs-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); } .ifs-grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) { .ifs-grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } .ifs-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); } }

.ifs-divider {
    height: 1px; background: var(--ifs-line); margin: var(--ifs-space-4) 0; border: 0;
}

.ifs-kbd {
    font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
    font-size: var(--ifs-fs-xs);
    padding: 0.125rem 0.4rem;
    border-radius: var(--ifs-radius-xs);
    background: var(--ifs-surface);
    border: 1px solid var(--ifs-line);
    box-shadow: inset 0 -1px 0 var(--ifs-line);
    color: var(--ifs-ink-2);
}

/* ===== HERO META STRIP ===== */
.hero__meta-strip {
    display: flex; flex-wrap: wrap; gap: var(--ifs-space-3);
    margin-top: var(--ifs-space-4);
}
.hero__meta-strip span {
    display: inline-flex; align-items: center; gap: 0.5rem;
    padding: 0.55rem 0.9rem;
    background: rgba(255,255,255,0.08);
    color: var(--ifs-navy-100);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: var(--ifs-radius-sm);
    font-size: var(--ifs-fs-sm); font-weight: 500;
}
.hero__meta-strip i { color: var(--ifs-gold-400); }

/* ===== CREW SECTION ===== */
.page-section--crewnav {
    padding: var(--ifs-space-5) 0 0;
    position: sticky; top: 60px; z-index: 40;
    background: linear-gradient(180deg, var(--ifs-bg) 65%, rgba(255,255,255,0.92));
    backdrop-filter: saturate(140%) blur(8px);
    border-bottom: 1px solid var(--ifs-line);
}
.crew-country-pills {
    display: flex; flex-wrap: wrap; gap: var(--ifs-space-2);
    padding: 0 0 var(--ifs-space-4);
}
.crew-country-pill {
    display: inline-flex; align-items: center; gap: 0.4rem;
    padding: 0.55rem 1rem;
    border-radius: 999px;
    border: 1px solid var(--ifs-line);
    background: var(--ifs-bg);
    color: var(--ifs-ink-2);
    font-size: var(--ifs-fs-sm); font-weight: 500;
    cursor: pointer; transition: all .2s ease;
}
.crew-country-pill:hover {
    border-color: var(--ifs-navy-300);
    color: var(--ifs-navy-700);
    transform: translateY(-1px);
}
.crew-country-pill.is-active {
    background: linear-gradient(135deg, var(--ifs-navy-500), var(--ifs-navy-700));
    color: white; border-color: transparent;
    box-shadow: 0 6px 18px -6px rgba(26,102,148,0.55);
}

.crew-country-section { margin-bottom: var(--ifs-space-8); scroll-margin-top: 110px; }
.crew-country-header { margin-bottom: var(--ifs-space-5); }
.crew-country-title {
    font-size: 1.35rem; font-weight: 700; color: var(--ifs-navy-900);
    display: inline-flex; align-items: center; gap: 0.5rem;
}
.crew-country-count {
    color: var(--ifs-muted); font-weight: 500; font-size: 0.95rem;
}

.crew-grid {
    display: grid; gap: var(--ifs-space-5);
    grid-template-columns: repeat(1, minmax(0, 1fr));
}
@media (min-width: 640px) { .crew-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) { .crew-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (min-width: 1280px) { .crew-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }

.crew-card {
    background: var(--ifs-bg);
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    overflow: hidden;
    display: flex; flex-direction: column;
    transition: all .3s ease;
    box-shadow: var(--ifs-shadow-xs);
}
.crew-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--ifs-shadow-lg);
    border-color: var(--ifs-navy-200);
}
.crew-card__portrait {
    position: relative;
    aspect-ratio: 4 / 5;
    background: linear-gradient(135deg, var(--ifs-navy-50), var(--ifs-gold-50));
    overflow: hidden;
}
.crew-card__portrait img {
    width: 100%; height: 100%; object-fit: cover;
    transition: transform .5s ease;
}
.crew-card:hover .crew-card__portrait img { transform: scale(1.04); }
.crew-card__avatar {
    position: absolute; inset: 0;
    display: flex; align-items: center; justify-content: center;
    font-size: 2.5rem; font-weight: 700;
    background: linear-gradient(135deg, var(--ifs-navy-500), var(--ifs-navy-700));
    color: white; letter-spacing: 1px;
}
.crew-card__body {
    padding: 1rem 1.1rem 1.15rem;
    display: flex; flex-direction: column; gap: 0.35rem;
}
.crew-card__name {
    font-size: 1.05rem; font-weight: 700; color: var(--ifs-navy-900);
    margin: 0;
}
.crew-card__role {
    font-size: 0.88rem; color: var(--ifs-gold-700); font-weight: 600;
    margin: 0;
}
.crew-card__email {
    display: inline-flex; align-items: center; gap: 0.4rem;
    font-size: 0.82rem; color: var(--ifs-navy-600); font-weight: 500;
    text-decoration: none; margin-top: 0.15rem;
    word-break: break-all;
}
.crew-card__email:hover { color: var(--ifs-navy-800); text-decoration: underline; }
.crew-card__meta {
    font-size: 0.82rem; color: var(--ifs-muted); margin: 0.35rem 0 0;
    line-height: 1.5;
}

/* ===== SITEMAP SECTION ===== */
.sitemap-wrap {
    display: grid; gap: var(--ifs-space-6);
    grid-template-columns: 1fr;
}
@media (min-width: 768px) { .sitemap-wrap { grid-template-columns: 260px 1fr; } }

.sitemap-sidebar {
    position: relative;
}
@media (min-width: 768px) { .sitemap-sidebar > .sitemap-nav { position: sticky; top: 100px; } }

.sitemap-nav {
    background: var(--ifs-bg);
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    padding: 1rem;
    box-shadow: var(--ifs-shadow-xs);
}
.sitemap-nav h4 {
    font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em;
    color: var(--ifs-muted); margin: 0 0 0.75rem; padding: 0 0.25rem;
}
.sitemap-nav-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 0.15rem; }
.sitemap-nav-list a {
    display: block; padding: 0.5rem 0.7rem;
    color: var(--ifs-ink-2); font-size: 0.9rem; font-weight: 500;
    text-decoration: none; border-radius: var(--ifs-radius-sm);
    transition: all .15s ease;
}
.sitemap-nav-list a:hover {
    background: var(--ifs-navy-50); color: var(--ifs-navy-700);
}
.sitemap-nav-list a.is-active {
    background: linear-gradient(90deg, rgba(241,169,0,0.15), rgba(241,169,0,0.04));
    color: var(--ifs-gold-700);
    border-left: 3px solid var(--ifs-gold-500);
    padding-left: 0.5rem;
}

.sitemap-groups { display: flex; flex-direction: column; gap: var(--ifs-space-7); }
.sitemap-group { scroll-margin-top: 110px; }
.sitemap-group__title-row {
    display: flex; align-items: baseline; gap: 0.8rem; margin-bottom: var(--ifs-space-3);
}
.sitemap-group__icon {
    width: 38px; height: 38px; border-radius: var(--ifs-radius-sm);
    background: linear-gradient(135deg, var(--ifs-navy-500), var(--ifs-navy-700));
    color: white; display: inline-flex; align-items: center; justify-content: center;
    font-size: 1rem;
}
.sitemap-group__title {
    font-size: 1.4rem; font-weight: 700; color: var(--ifs-navy-900); margin: 0;
}
.sitemap-group__count { color: var(--ifs-muted); font-weight: 500; font-size: 0.9rem; }
.sitemap-group__desc {
    color: var(--ifs-muted); font-size: 0.95rem; margin: 0 0 var(--ifs-space-4) 0;
    max-width: 56ch;
}

.sitemap-links {
    display: grid; gap: var(--ifs-space-3);
    grid-template-columns: repeat(1, minmax(0, 1fr));
}
@media (min-width: 640px) { .sitemap-links { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

.sitemap-link {
    display: flex; align-items: center; gap: 0.8rem;
    padding: 0.85rem 1rem;
    border: 1px solid var(--ifs-line);
    background: var(--ifs-bg);
    border-radius: var(--ifs-radius-md);
    text-decoration: none; color: inherit;
    transition: all .2s ease;
}
.sitemap-link:hover {
    border-color: var(--ifs-navy-300);
    background: linear-gradient(90deg, var(--ifs-navy-50), var(--ifs-bg));
    transform: translateX(3px);
    box-shadow: var(--ifs-shadow-sm);
}
.sitemap-link i.chev { color: var(--ifs-muted); margin-left: auto; font-size: 0.78rem; transition: transform .2s; }
.sitemap-link:hover i.chev { color: var(--ifs-navy-500); transform: translateX(3px); }
.sitemap-link__icon {
    width: 34px; height: 34px; border-radius: var(--ifs-radius-sm);
    background: var(--ifs-navy-50); color: var(--ifs-navy-600);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 0.85rem; flex-shrink: 0;
}
.sitemap-link__title {
    font-weight: 600; color: var(--ifs-navy-900); font-size: 0.95rem;
    display: block;
}
.sitemap-link__path {
    font-size: 0.78rem; color: var(--ifs-muted); font-family: ui-monospace, Menlo, monospace;
    display: block; margin-top: 1px;
}

/* ===== PROSE ===== */
.prose--navy h2 {
    font-size: 1.4rem; font-weight: 700; color: var(--ifs-navy-900);
    margin-top: var(--ifs-space-6); margin-bottom: var(--ifs-space-3);
    padding-bottom: 0.5rem; border-bottom: 1px solid var(--ifs-line);
    scroll-margin-top: 90px;
}
.prose--navy h3 { font-size: 1.1rem; color: var(--ifs-navy-800); font-weight: 700; margin: var(--ifs-space-5) 0 var(--ifs-space-2); }
.prose--navy p  { color: var(--ifs-ink-2); line-height: 1.75; margin: 0 0 var(--ifs-space-4); }
.prose--navy ul, .prose--navy ol { padding-left: 1.5rem; color: var(--ifs-ink-2); margin: 0 0 var(--ifs-space-4); line-height: 1.75; }
.prose--navy a  { color: var(--ifs-navy-600); text-decoration: underline; text-underline-offset: 2px; }

.ifs-pill {
    display: inline-flex; align-items: center; gap: 0.35rem;
    padding: 0.28rem 0.75rem;
    border-radius: var(--ifs-radius-full);
    background: var(--ifs-navy-50);
    color: var(--ifs-navy-700);
    font-size: var(--ifs-fs-xs);
    font-weight: var(--ifs-fw-semibold);
    letter-spacing: var(--ifs-tracking-wide);
    text-transform: uppercase;
    border: 1px solid var(--ifs-navy-100);
}
.ifs-pill--gold { background: var(--ifs-gold-50); color: var(--ifs-ink); border-color: var(--ifs-gold-200); }
.ifs-pill--green { background: var(--ifs-green-50); color: var(--ifs-green-700); border-color: var(--ifs-green-100); }

.ifs-back-to-top {
    position: fixed; right: 20px; bottom: 20px; z-index: 50;
    width: 46px; height: 46px;
    border-radius: var(--ifs-radius-full);
    border: 0;
    background: linear-gradient(160deg, var(--ifs-navy), var(--ifs-navy-700));
    color: #fff;
    box-shadow: var(--ifs-shadow-navy);
    cursor: pointer;
    display: none;
    align-items: center; justify-content: center;
    transition: transform var(--ifs-dur-fast) var(--ifs-ease), box-shadow var(--ifs-dur-base) var(--ifs-ease);
}
.ifs-back-to-top:hover { transform: translateY(-2px); box-shadow: 0 22px 44px -22px rgba(26,102,148,0.8); }
.ifs-back-to-top:focus-visible { outline: 3px solid var(--ifs-gold); outline-offset: 2px; }

@media (max-width: 639px) {
    .ifs-cta { padding: var(--ifs-space-6) var(--ifs-space-3); }
    .ifs-section { padding-top: 3.5rem; padding-bottom: 3.5rem; }
}

/* ===== HERO VARIANT OVERRIDES ===== */
.ifs-hero--surface {
    background-image: var(--hero-bg, none), linear-gradient(180deg, var(--ifs-navy-50), var(--ifs-surface));
    background-color: var(--ifs-surface);
    background-size: cover, auto;
    background-position: center, 0 0;
    background-repeat: no-repeat;
    color: var(--ifs-navy-900);
}
.ifs-hero--surface .ifs-hero__eyebrow { color: var(--ifs-navy-600); background: rgba(26,102,148,0.1); }
.ifs-hero--surface .ifs-hero__title { color: var(--ifs-navy-900); }
.ifs-hero--surface .ifs-hero__lead { color: var(--ifs-ink-2); }
.ifs-hero--gold {
    background-image: var(--hero-bg, none), linear-gradient(135deg, #fff7e3 0%, #fff 55%, #fff4e6, #fff);
    background-color: #fff;
    background-size: cover, auto;
    background-position: center, 0 0;
    background-repeat: no-repeat;
    color: var(--ifs-navy-900);
}
.ifs-hero--gold .ifs-hero__eyebrow { color: var(--ifs-gold-700); background: rgba(241,169,0,0.14); }
.ifs-hero--gold .ifs-hero__title { color: var(--ifs-navy-900); }
.ifs-hero--gold .ifs-hero__lead { color: var(--ifs-ink-2); }
.ifs-hero--green {
    background-image: var(--hero-bg, none), linear-gradient(135deg, #eef6f1 0%, #fff 55%, #eef7ef);
    background-color: #eef6f1;
    background-size: cover, auto;
    background-position: center, 0 0;
    background-repeat: no-repeat;
    color: var(--ifs-navy-900);
}
.ifs-hero--green .ifs-hero__eyebrow { color: var(--ifs-green-700); background: rgba(47,109,60,0.1); }
.ifs-hero--green .ifs-hero__title { color: var(--ifs-navy-900); }
.ifs-hero--green .ifs-hero__lead { color: var(--ifs-ink-2); }
.ifs-hero__meta { margin-top: var(--ifs-space-4); }

/* ===== TEXT TAG ===== */
.text-tag {
    display: inline-flex; align-items: center; gap: 0.35rem;
    padding: 0.28rem 0.75rem;
    border-radius: var(--ifs-radius-full);
    font-size: var(--ifs-fs-xs);
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    margin-bottom: 0.85rem;
}
.text-tag--gold { background: rgba(241,169,0,0.14); color: var(--ifs-gold-700); }
.text-tag--navy { background: rgba(26,102,148,0.12); color: var(--ifs-navy-700); }

/* ===== BTN GENERIC ===== */
.btn {
    display: inline-flex; align-items: center; gap: 0.5rem;
    padding: 0.7rem 1.25rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: var(--ifs-radius-md);
    border: 1px solid transparent;
    transition: all .2s var(--ifs-ease);
    cursor: pointer;
    font-size: var(--ifs-fs-base);
    line-height: 1.2;
    white-space: nowrap;
    user-select: none;
}
.btn--lg { padding: 0.85rem 1.5rem; font-size: 1rem; border-radius: var(--ifs-radius-lg); }
.btn--sm { padding: 0.5rem 0.95rem; font-size: var(--ifs-fs-sm); }
.btn--block { width: 100%; justify-content: center; }
.btn--navy { background: linear-gradient(135deg, var(--ifs-navy-500), var(--ifs-navy-700)); color: #fff; box-shadow: 0 10px 20px -10px rgba(26,102,148,0.6); }
.btn--navy:hover { transform: translateY(-1px); box-shadow: 0 16px 28px -10px rgba(26,102,148,0.7); color: #fff; }
.btn--gold { background: linear-gradient(135deg, var(--ifs-gold-400), var(--ifs-gold-600)); color: var(--ifs-navy-900); box-shadow: 0 10px 20px -10px rgba(241,169,0,0.55); }
.btn--gold:hover { transform: translateY(-1px); box-shadow: 0 16px 28px -10px rgba(241,169,0,0.7); color: var(--ifs-navy-900); }
.btn--ghost { background: transparent; }
.btn--ghost.btn--navy { border-color: var(--ifs-navy-400); color: var(--ifs-navy-700); }
.btn--ghost.btn--navy:hover { background: var(--ifs-navy-50); }

/* ===== CSR IMPACT ===== */
.csr-impact-band { padding: 0 0 var(--ifs-space-2); margin-top: -3.5rem; position: relative; z-index: 3; }
.csr-impact-grid {
    display: grid; gap: var(--ifs-space-4);
    grid-template-columns: repeat(2, minmax(0, 1fr));
    background: #fff;
    padding: var(--ifs-space-4);
    border-radius: var(--ifs-radius-xl);
    border: 1px solid var(--ifs-line);
    box-shadow: var(--ifs-shadow-lg);
}
@media (min-width: 768px) { .csr-impact-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.csr-impact-card {
    display: flex; flex-direction: column; align-items: center;
    padding: 1.2rem 0.5rem;
    text-align: center;
    border-radius: var(--ifs-radius-lg);
    background: linear-gradient(180deg, var(--ifs-gold-50), #fff 70%);
    position: relative;
    overflow: hidden;
}
.csr-impact-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--ifs-gold-500), var(--ifs-navy-600));
}
.csr-impact-card__icon {
    width: 52px; height: 52px; border-radius: 50%;
    background: linear-gradient(135deg, var(--ifs-navy-100), var(--ifs-navy-200));
    color: var(--ifs-navy-700));
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 1.15rem;
    margin-bottom: 0.8rem;
}
.csr-impact-card__value {
    font-size: 1.85rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    line-height: 1.1;
    margin-bottom: 0.2rem;
}
.csr-impact-card__label {
    font-size: var(--ifs-fs-sm);
    color: var(--ifs-muted);
    font-weight: 600;
    letter-spacing: 0.04em;
    margin: 0;
    text-transform: uppercase;
}

/* ===== CSR PROJECTS ===== */
.csr-projects-grid {
    display: grid; gap: var(--ifs-space-5);
    grid-template-columns: repeat(1, minmax(0, 1fr));
}
@media (min-width: 640px) { .csr-projects-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) { .csr-projects-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }

.csr-project-card {
    background: #fff;
    border-radius: var(--ifs-radius-lg);
    overflow: hidden;
    border: 1px solid var(--ifs-line);
    text-decoration: none;
    color: inherit;
    display: flex;
    flex-direction: column;
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
    box-shadow: var(--ifs-shadow-xs);
}
.csr-project-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--ifs-shadow-lg);
    border-color: var(--ifs-navy-200);
}
.csr-project-card__media {
    position: relative;
    aspect-ratio: 16 / 10;
    background: linear-gradient(135deg, var(--ifs-navy-50), var(--ifs-gold-50));
    overflow: hidden;
}
.csr-project-card__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.csr-project-card:hover .csr-project-card__media img { transform: scale(1.05); }
.csr-project-card__thumb-fallback {
    position: absolute; inset: 0;
    display: flex; align-items: center; justify-content: center;
    font-size: 2.4rem;
    color: rgba(26,102,148,0.45);
}
.csr-project-card__pill {
    position: absolute;
    top: 0.8rem;
    left: 0.8rem;
    background: rgba(9,34,49,0.8);
    color: var(--ifs-gold-400);
    padding: 0.28rem 0.8rem;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    border-radius: 999px;
    backdrop-filter: blur(3px);
}
.csr-project-card__body {
    padding: 1.2rem 1.3rem 1.4rem;
    display: flex;
    flex-direction: column;
    flex: 1;
}
.csr-project-card__date {
    font-size: var(--ifs-fs-xs);
    color: var(--ifs-muted);
    font-weight: 500;
    display: inline-flex; align-items: center; gap: 0.35rem;
    margin-bottom: 0.5rem;
}
.csr-project-card__title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--ifs-navy-900);
    margin: 0 0 0.5rem;
    line-height: 1.35;
}
.csr-project-card__summary {
    font-size: var(--ifs-fs-sm);
    color: var(--ifs-ink-2);
    line-height: 1.6;
    margin: 0 0 1rem;
    flex: 1;
}
.csr-project-card__cta {
    color: var(--ifs-gold-700);
    font-weight: 700;
    font-size: var(--ifs-fs-sm);
    display: inline-flex; align-items: center; gap: 0.35rem;
}
.csr-project-card:hover .csr-project-card__cta { color: var(--ifs-navy-700); }

/* ===== CSR SPOTLIGHT ===== */
.csr-spotlight {
    display: grid;
    gap: var(--ifs-space-6);
    grid-template-columns: 1fr;
    align-items: center;
}
@media (min-width: 900px) {
    .csr-spotlight--left  { grid-template-columns: 1.05fr 1.2fr; }
    .csr-spotlight--right { grid-template-columns: 1.2fr 1.05fr; }
    .csr-spotlight--right .csr-spotlight__media { order: -1; }
}
.csr-spotlight__title {
    font-size: 1.9rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0.4rem 0 0.6rem;
    line-height: 1.2;
}
.csr-spotlight__text p {
    color: var(--ifs-ink-2);
    line-height: 1.8;
    font-size: 1rem;
    margin: 0 0 1.3rem;
}
.csr-spotlight__media {
    border-radius: var(--ifs-radius-lg);
    overflow: hidden;
    border: 1px solid var(--ifs-line);
    box-shadow: var(--ifs-shadow-md);
}
.csr-video { position: relative; padding-top: 56.25%; width: 100%; background: #000; }
.csr-video iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }

/* ===== HSE ===== */
.hse-cols-grid {
    display: grid; gap: var(--ifs-space-5);
    grid-template-columns: repeat(1, minmax(0, 1fr));
}
@media (min-width: 768px) { .hse-cols-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.hse-col-card {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-lg);
    padding: 1.8rem 1.5rem;
    position: relative;
    overflow: hidden;
    transition: all .3s ease;
    box-shadow: var(--ifs-shadow-xs);
}
.hse-col-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--ifs-green-400), var(--ifs-navy-500));
}
.hse-col-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--ifs-shadow-lg);
    border-color: var(--ifs-green-200);
}
.hse-col-card__head {
    display: flex; align-items: center; gap: 0.85rem;
    margin-bottom: var(--ifs-space-3);
}
.hse-col-card__icon {
    width: 44px; height: 44px; border-radius: var(--ifs-radius-md);
    background: linear-gradient(135deg, var(--ifs-green-500), var(--ifs-green-700));
    color: #fff;
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 1.1rem;
}
.hse-col-card__title {
    font-size: 1.2rem; font-weight: 800; color: var(--ifs-navy-900);
    margin: 0;
    letter-spacing: 0.02em;
}
.hse-col-card__text {
    color: var(--ifs-ink-2);
    line-height: 1.75;
    margin: 0;
}
.hse-col-card__bullets {
    list-style: none;
    padding: 0;
    margin: var(--ifs-space-3) 0 0;
    color: var(--ifs-ink-2);
}
.hse-col-card__bullets li {
    position: relative;
    padding: 0.3rem 0 0.3rem 1.5rem;
    line-height: 1.55;
    font-size: 0.95rem;
}
.hse-col-card__bullets li::before {
    content: '✓';
    position: absolute;
    left: 0; top: 0.3rem;
    color: var(--ifs-green-600);
    font-weight: 900;
}

.hse-quote-section { padding: var(--ifs-space-7) 0; background: linear-gradient(180deg, var(--ifs-bg) 0%, var(--ifs-green-50) 50%, var(--ifs-bg)); }
.hse-quote-card {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-xl);
    padding: 3rem 2.2rem 2.5rem;
    box-shadow: var(--ifs-shadow-md);
    position: relative;
    max-width: 960px;
    margin: 0 auto;
    text-align: center;
}
.hse-quote-card__mark {
    font-size: 3rem;
    color: var(--ifs-green-500);
    opacity: 0.25;
    position: absolute;
    top: 1.2rem; left: 1.5rem;
}
.hse-quote-card__text {
    font-size: 1.4rem;
    font-weight: 500;
    color: var(--ifs-navy-800);
    line-height: 1.6;
    margin: 0 0 1.2rem;
    font-style: italic;
}
.hse-quote-card__author {
    font-weight: 700;
    color: var(--ifs-gold-700);
    letter-spacing: 0.02em;
}

/* ===== COOKS CLUB ===== */
.cc-become-grid {
    display: grid;
    gap: var(--ifs-space-6);
    align-items: center;
    grid-template-columns: 1fr;
}
@media (min-width: 900px) { .cc-become-grid { grid-template-columns: 1.05fr 1fr; } }
.cc-become-title {
    font-size: 2rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0.35rem 0 0.7rem;
    line-height: 1.15;
}
.cc-become-desc {
    color: var(--ifs-ink-2);
    line-height: 1.85;
    font-size: 1.02rem;
    margin: 0 0 1.5rem;
    max-width: 58ch;
}
.cc-become-actions {
    display: flex; flex-wrap: wrap;
    gap: var(--ifs-space-3);
}
.cc-video-card {
    position: relative;
    border-radius: var(--ifs-radius-xl);
    overflow: hidden;
    aspect-ratio: 16 / 10;
    box-shadow: var(--ifs-shadow-lg);
    border: 1px solid var(--ifs-line);
    background: linear-gradient(135deg, var(--ifs-gold-50), var(--ifs-navy-50));
}
.cc-video-card img { width: 100%; height: 100%; object-fit: cover; }
.cc-video-card__fallback {
    position: absolute; inset: 0;
    display: flex; align-items: center; justify-content: center;
    font-size: 4rem;
    color: rgba(26,102,148,0.35);
}
.cc-video-card__play {
    position: absolute;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    width: 80px; height: 80px;
    border-radius: 50%;
    background: rgba(255,255,255,0.96);
    color: var(--ifs-navy-700);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 1.4rem;
    box-shadow: 0 20px 40px rgba(9,34,49,0.25);
    transition: transform .25s ease;
}
.cc-video-card:hover { cursor: pointer; }
.cc-video-card:hover .cc-video-card__play { transform: translate(-50%, -50%) scale(1.08); }
.cc-video-card:focus-visible { outline: 3px solid var(--ifs-gold-500); outline-offset: 2px; }

/* ===== CC STARS ===== */
.cc-stars-grid {
    display: grid;
    gap: var(--ifs-space-5);
    grid-template-columns: repeat(1, minmax(0, 1fr));
}
@media (min-width: 768px) { .cc-stars-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.cc-star-card {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-xl);
    padding: 1.5rem 1.2rem 1.8rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    transition: all .3s ease;
    box-shadow: var(--ifs-shadow-xs);
    position: relative;
    overflow: hidden;
}
.cc-star-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--ifs-gold-400), var(--ifs-navy-500));
}
.cc-star-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--ifs-shadow-lg);
    border-color: var(--ifs-gold-200);
}
.cc-star-card__badge {
    width: 100%;
    aspect-ratio: 400 / 220;
    max-height: 160px;
    margin-bottom: 1rem;
    display: flex; align-items: center; justify-content: center;
}
.cc-star-card__badge svg, .cc-star-card__badge img { max-width: 100%; max-height: 100%; }
.cc-star-card__label {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0 0 0.3rem;
    text-align: center;
    letter-spacing: 0.04em;
}
.cc-star-card__stars {
    color: var(--ifs-gold-500);
    font-size: 1.35rem;
    letter-spacing: 0.25em;
    filter: drop-shadow(0 1px 0 rgba(120, 80, 0, 0.2));
}
.cc-star-card__tagline {
    margin: 0.6rem 0 0;
}
.cc-star-card__perks {
    list-style: none;
    padding: 0;
    margin: 0.9rem 0 0;
    width: 100%;
    text-align: left;
    color: var(--ifs-ink-2);
}
.cc-star-card__perks li {
    position: relative;
    padding: 0.45rem 0 0.45rem 1.75rem;
    line-height: 1.5;
    font-size: 0.92rem;
}
.cc-star-card__check {
    position: absolute;
    left: 0; top: 0.45rem;
    width: 1.15rem; height: 1.15rem;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--ifs-gold-400), var(--ifs-gold-600));
    color: #fff;
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 0.62rem;
    font-weight: 900;
}

/* ===== CC APPLY STRIP ===== */
.cc-apply-strip {
    padding: var(--ifs-space-6) 0;
    background: linear-gradient(135deg, var(--ifs-navy-50) 0%, #fff 45%, var(--ifs-gold-50));
    border-top: 1px solid var(--ifs-line);
    border-bottom: 1px solid var(--ifs-line);
}
.cc-apply-strip__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--ifs-space-5);
    flex-wrap: wrap;
}
.cc-apply-strip__title {
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0 0 0.35rem;
}
.cc-apply-strip__text {
    margin: 0;
    color: var(--ifs-ink-2);
    max-width: 60ch;
    line-height: 1.7;
}
.cc-apply-strip__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; }

/* ===== PORTAL (CooksZone/LoginPage) ===== */
.portal-login-grid {
    display: grid;
    gap: var(--ifs-space-7);
    grid-template-columns: 1fr;
    align-items: start;
}
@media (min-width: 1024px) { .portal-login-grid { grid-template-columns: minmax(0, 1fr) 1.15fr; } }
.portal-login-grid--center { grid-template-columns: 1fr; }
.portal-login-card {
    background: #fff;
    border-radius: var(--ifs-radius-xl);
    border: 1px solid var(--ifs-line);
    padding: 2.2rem 1.8rem 2rem;
    box-shadow: var(--ifs-shadow-lg);
}
.portal-login-card__head { text-align: center; margin-bottom: 1.8rem; }
.portal-login-card__mark {
    width: 72px; height: 72px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--ifs-gold-400), var(--ifs-gold-600));
    color: var(--ifs-navy-900);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 1.65rem;
    margin: 0 auto 1rem;
    box-shadow: 0 14px 28px -10px rgba(241,169,0,0.5);
}
.portal-login-card__head h2 {
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0 0 0.4rem;
}
.portal-login-card__head p {
    margin: 0;
    color: var(--ifs-muted);
    font-size: 0.95rem;
}
.portal-login-card__form { display: flex; flex-direction: column; gap: 1rem; }
.portal-login-card__row {
    display: flex; align-items: center; justify-content: space-between;
    flex-wrap: wrap;
    gap: 0.5rem;
    font-size: 0.88rem;
}
.portal-login-card__remember { display: inline-flex; align-items: center; gap: 0.4rem; color: var(--ifs-ink-2); cursor: pointer; }
.portal-login-card__remember input { accent-color: var(--ifs-gold-500); width: 16px; height: 16px; }
.portal-login-card__forgot { color: var(--ifs-navy-600); font-weight: 600; text-decoration: none; }
.portal-login-card__forgot:hover { text-decoration: underline; color: var(--ifs-navy-800); }
.portal-login-card__footnote {
    text-align: center;
    margin: 1.2rem 0 0;
    font-size: 0.88rem;
    color: var(--ifs-muted);
}
.portal-login-card__footnote a {
    color: var(--ifs-navy-600);
    font-weight: 600;
    text-decoration: none;
}

.portal-features__title {
    font-size: 1.65rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0.3rem 0 0.6rem;
}
.portal-features__lead {
    color: var(--ifs-ink-2);
    line-height: 1.75;
    max-width: 58ch;
    margin: 0 0 1.6rem;
    font-size: 1rem;
}
.portal-features__list {
    list-style: none;
    padding: 0;
    margin: 0 0 1.6rem;
    display: grid;
    gap: 0.85rem;
    color: var(--ifs-navy-800);
    font-weight: 600;
}
.portal-features__list li {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    padding: 0.85rem 1rem;
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-md);
    font-size: 0.95rem;
}
.portal-features__list i { color: var(--ifs-gold-500); font-size: 1rem; width: 24px; text-align: center; }

.portal-features__grid {
    display: grid;
    gap: var(--ifs-space-3);
    grid-template-columns: repeat(2, minmax(0, 1fr));
    margin-bottom: 1.5rem;
}
@media (max-width: 640px) { .portal-features__grid { grid-template-columns: 1fr; } }
.portal-feature-card {
    background: #fff;
    border: 1px solid var(--ifs-line);
    border-radius: var(--ifs-radius-md);
    padding: 1.2rem 1rem;
    text-decoration: none;
    color: inherit;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    transition: all .25s ease;
    text-align: left;
}
.portal-feature-card:hover {
    transform: translateY(-3px);
    border-color: var(--ifs-navy-200);
    box-shadow: var(--ifs-shadow-sm);
    background: linear-gradient(180deg, var(--ifs-navy-50), #fff);
}
.portal-feature-card__icon {
    width: 42px; height: 42px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--ifs-navy-50), var(--ifs-navy-100));
    color: var(--ifs-navy-700));
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 1rem;
    margin-bottom: 0.7rem;
}
.portal-feature-card__title {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--ifs-navy-900);
    margin-bottom: 0.2rem;
    display: block;
}
.portal-feature-card__desc {
    font-size: 0.82rem;
    color: var(--ifs-muted);
    line-height: 1.5;
    margin: 0;
}

.portal-features__support {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.1rem 1.2rem;
    background: linear-gradient(135deg, var(--ifs-navy-50), #fff);
    border-radius: var(--ifs-radius-lg);
    border: 1px solid var(--ifs-line);
    color: var(--ifs-ink-2);
    font-size: 0.92rem;
}
.portal-features__support i {
    flex-shrink: 0;
    width: 42px; height: 42px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--ifs-navy-600), var(--ifs-navy-800));
    color: #fff;
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 1rem;
}
.portal-features__support a {
    color: var(--ifs-navy-700);
    font-weight: 600;
    text-decoration: none;
}
.portal-features__support a:hover { text-decoration: underline; }

.portal-authed-card {
    max-width: 720px;
    margin: 0 auto;
    padding: 2.6rem 2rem;
    background: linear-gradient(180deg, var(--ifs-gold-50), #fff);
    border-radius: var(--ifs-radius-xl);
    border: 1px solid var(--ifs-line);
    box-shadow: var(--ifs-shadow-lg);
    text-align: center;
}
.portal-authed-card__mark {
    width: 88px; height: 88px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--ifs-gold-400), var(--ifs-gold-600));
    color: var(--ifs-navy-900);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 2rem;
    margin: 0 auto 1rem;
    box-shadow: 0 18px 32px -12px rgba(241,169,0,0.55);
}
.portal-authed-card h2 {
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--ifs-navy-900);
    margin: 0 0 0.6rem;
}
.portal-authed-card p {
    color: var(--ifs-ink-2);
    margin: 0 0 1.8rem;
    line-height: 1.65;
    font-size: 1rem;
}
.portal-authed-card__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    justify-content: center;
}

/* ===== GENERIC FORM ===== */
.ifs-form { display: flex; flex-direction: column; gap: 0.95rem; }
.ifs-form__group { display: flex; flex-direction: column; gap: 0.4rem; }
.ifs-form__label {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--ifs-navy-900);
    letter-spacing: 0.01em;
}
.ifs-form__req { color: var(--ifs-danger); }
.ifs-form__input {
    width: 100%;
    padding: 0.8rem 0.95rem;
    border-radius: var(--ifs-radius-md);
    border: 1px solid var(--ifs-line);
    background: #fff;
    font-size: 0.95rem;
    transition: all .15s ease;
    color: var(--ifs-ink);
    box-sizing: border-box;
}
.ifs-form__input:focus {
    outline: none;
    border-color: var(--ifs-navy-400);
    box-shadow: 0 0 0 3px rgba(26,102,148,0.12);
}
.ifs-password-wrap { position: relative; }
.ifs-password-wrap > input { width: 100%; padding-right: 3rem; }
.ifs-password-toggle {
    position: absolute;
    top: 50%;
    right: 0.65rem;
    transform: translateY(-50%);
    width: 34px; height: 34px;
    border-radius: var(--ifs-radius-sm);
    border: 0;
    background: transparent;
    color: var(--ifs-muted);
    cursor: pointer;
    display: inline-flex; align-items: center; justify-content: center;
}
.ifs-password-toggle:hover { color: var(--ifs-navy-600); background: var(--ifs-navy-50); }